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Investment Planning

This is the placement of your money into the most appropriate types of investment to enable you to achieve your goals relative to your Investment Profile.

Our process involves helping you identify your investment goals and establishing your current financial position. We then present you with your own personalised investment programme, which we help you implement. Next we undertake to review and monitor your programme with you on a regular basis.

Asset Classes are:

On-call deposit accounts.

Fixed Interest
Government Stock, SOE Bonds, Local Authority Stock, Corporate Bonds or Term Deposits.

A range of Property investments with the strategy to maintain a diverse range of property assets, e.g.listed property and property related securites.

An investment giving part ownership (a share) in listed companies. These can be Australasian or Global normally via specialist funds or from the stock exchange.

Specialty or Alternative Investments
These include multi-trading funds, hedge funds and capital protected funds and tax effective options.

Investment Options Include:

Wrap Accounts

Select Wealth Management Service: A custodial service designed to help you access a range of professionally managed investment options. Funds are selected by an independent investment research analyst with an independent custodian and a separate nominee company. Investments can be lump sum, regular contribution or a combination of both. Select Wealth Management. In 2015 JMIS Limited aquired the Soveeign Select Wealth Management business from wich the Select Wealth Management Limited was formed.

JMIS have a long standing relationship with Select Wealth,  as an investment consultant to the service since 1998.The Select Wealth Management service is an exciting and complimentary extention to JMIS existing advise and services

Consilium: Consilium is a flexible and highly individualised portfolio wrap service that provides your adviser with a sophisticated tool for managing your portfolio. Consilium provides access to a vast range of managed funds, listed securities and direct debit investments as well as a reporting system for direct assets. Consilium is outserviced by First NZ Limited (FNZ).

Unit Trusts

A pool of individual money invested into a range of investments by a professional investment manager. They range from class specific funds (ie. Shares, Property, Fixed Interest) to diversified funds (ie. Balanced, Growth).

PIE (Portfolio Investment Entity) Funds

PIE funds deduct tax for underlying investors based on the investors prescribed investor rate (PIR) to minimise tax liabilities and enhance returns where appropriate.

Capital Protected Funds

An investment made for a set term in a range of selected investments from cash to commodities to international shares. At maturity a return of capital is underwritten by a major institutional bank.

Cash Management Accounts

To provide investment in a professionally managed portfolio of bank and prime corporate short-term securities. With interest calculated daily and funds on call it is ideal for a cash component of a portfolio or for placing funds short term between investments.

Hedge Funds

A fund designed to take advantage of market volatility and make a profit by using a variety of financial instruments.


A voluntary work-based savings scheme introduced by the NZ Government aiming to encourage all New Zealanders into better saving habits. KiwiSaver helps members accumulate assets and save for their retirement with Government and Employer contributions.

Multi-Trading Fund

Actively managed fund utilising a wide range of asset classes including options, swap contracts, futures and derivatives.


Direct commercial

Property investment funds - listed and unlisted

Financing / Gearing

Tax Deductible / Tax Effective Investments

Normally based on a primary production investment, (e.g. Vineyards). IRD product rulings enhance the investment returns to the investor by allowing most of the investment as a deductible expense.

Term Deposit Bond

A tax-paid, fixed rate investment with flexible termsavailable from 90 days to 5 years

U.K. Listed Trusts

U.K. Investment Trusts are listed on the London Stock Exchange and in some cases also on the NZ Stock Exchange.