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General Insurance

Insurance exists to protect your possessions against unforeseen loss or damage.

Whether you are insuring your home, contents, car or business the basic idea is to pay a premium and your insurance company will replace or repair whatever items are lost or damaged.

The underlying principle of any insurance contract is to enable you to be in a position to be no better or no worse than you were before the loss or damage occurred.

Why use a Broker? In personal and business matters, the correct insurance is vital.

Incorrect protection can have severe consequences for both families and businesses. Your Broker will provide the right advice.

Who pays the Broker?The most common form of payment is the commission paid by the insurance company, however most Brokers charge an additional fee.  


Included in the service provided by your Broker is their ability to deal with any claim problem and will assist in the formulation of your claim and the liaison with your insurance company to ensure that no time is lost proving all relevant information on the claim. This will assist in a swift settlement of your claim.